One size does not fit all with shoes or a customer's ability to pay you for the services you provide. But, EGIA makes it simple for you to do what you do best. We work with you to find and secure the best financing solutions for you to offer your customers. Whether it’s a Same-As-Cash loan, Revolving line-of-credit, or solutions to finance your own business, EGIA is the only non-profit organization that keeps your specific business' success in mind.
Even though, we have multiple programs available, we strongly suggest that you select one program to enroll in. If you find that the program doesn’t suit your needs or you are unsure which is best for you, contact EGIA for assistance.
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This program provides a revolutionary mobile system for customer applications and funding documentation. Funding transaction is processed like a credit card.
- Loans up to $55,000
- Fixed APR Plans from 0% to 11.99%
- No Interest, No Payment Plans up to 18 months
- No Interest with Minimum Payment Plans
- No Completion Docs
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Customizable Sales Book Inserts
Customizable Finance Options Flyer
Web Pages
Standard Installment Loan
No Interest with Payments
- 6 Months No Interest w/ Payments – 36 Months
- 6 Months No Interest w/ Payments – 84 Months
- 9 Months No Interest w/ Payments – 84 Months
- 12 Months No Interest w/ Payments – 36 Months
- 12 Months No Interest w/ Payments – 84 Months
- 18 Months No Interest w/ Payments – 84 Months
- 24 Months No Interest w/ Payments – 84 Months
No Interest No Payments
- 6 Months No Interest & No Payments – 84 Months
- 12 Months No Interest & No Payments – 84 Months
- 18 Months No Interest & No Payments – 84 Months
Reduced Rate APR (60 Month Term)
Reduced Rate APR (84 Month Term)
Reduced Rate APR (120 Month Term)
- 5.99% Reduced Rate APR – 120 Months
- 7.99% Reduced Rate APR – 120 Months
- 9.99% Reduced Rate APR – 120 Months
Reduced Rate APR (144 Month Term)
- 6.99% Reduced Rate APR – 144 Months
- 7.99% Reduced Rate APR – 144 Months
- 8.99% Reduced Rate APR – 144 Months
- 9.99% Reduced Rate APR – 144 Months
Reduced Rate Apr w/ 18 Months Interest Only Payments & 12 Year Term
- 3.99% APR w/ 18 Months Interest Only Payments
- 4.99% APR w/ 18 Months Interest Only Payments
- 5.99% APR w/ 18 Months Interest Only Payments
- 6.99% APR w/ 18 Months Interest Only Payments
- 9.99% APR w/ 18 Months Interest Only Payments
0% APR with Equal Payments
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+ Who is EGIA?
EGIA is a contractor training and professional development trade association which specializes in helping home improvement contractors boost their bottom line while increasing sales volume and profits. Our partnership with Daikin allows contractors to participate in our financing clearinghouse. As a Daikin dealer, we work with you to find and secure the best financing solutions for you to offer your customers.
+ How do I sign up for the Installment+ Loan Program?
Fill out the Installment+ enrollment application and Email it to daikin@egia.org or fax it to 800-506-9073.
+ Am I eligible for this program?
This program requires around two years in business and satisfactory credit on the business and principal(s) as well as active licensing, current insurance coverage, and a clean BBB rating.
+ Why am I subject to credit approval?
All lenders require financial information to make sure the dealer applying to offer the financing is solid and will be able to service their own installations for warranty work. Lending organizations are "holder in due course", meaning that they are required by law to cover any warranty work for a financed installation if the dealer goes out of business.
+ What is the enrollment process?
- Complete the enrollment application and submit it to EGIA
- Upon approval, you will receive a welcome email with a link to complete your enrollment
- Complete enrollment by entering the information and running a test transaction
- Now you are ready to submit loan applications
+ Why do I have to pay dealer fees?
This allows you to offer the best possible financing solutions for your business and customers. Dealer fees are to set to ensure that a greater amount of customers will be approved in order to sell the job with the interest rate and terms your customers need. When using programs without dealer promotions, you are more apt to lose jobs due to higher customer credit constraints.
+ How do I get paid?
Funding is processed through your credit card processing software. Upon credit approval, your customer will be provided with a 16 digit account code, CVV code, and expiration date. You would process this as if it were a standard MasterCard. Check your contract to find out your hand key rates.
+ What is the benefit to funding through a credit card?
- Saves time: No longer will the you need to revisit the homeowner for forgotten signatures on completion docs
- Install Next Day: Homeowners accept the terms and conditions verbally or by email. You don’t have to wait on loan docs to be signed
- Get paid faster: Funding isn’t held up with the bank needing homeowner verification that the job is complete
+ Are there options to lower my merchant service costs?
Yes, EGIA works with providers that can provide reduced fees. These alternative options are subject to enrollment and approval. Contact an EGIA representative for more information.
+ Are there other finance options available?
Yes, please visit the Financing Clearinghouse page.
+ Who do I contact for more information?
Contact an EGIA representative by calling 888-691-0387 or emailing daikin@egia.org
Great for contractors who are familiar with consumer finance and looking to offer a larger variety low monthly payments and long terms for cash customers. The customer application and funding process is paperless. When used correctly, you can see higher than average approval rates; lender uses the highest FICO and household income.
- Loans up to $45,000
- Fixed APR plans from 0% - 6.99%
- No Interest No Payment Plans up to 24 months
- Terms up to 12 Years
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RATE SHEETS
Please call Contractor Services to confirm at 866-797-7343
Customizable Sales Book Inserts
SQUARE ONEThe Solution for Contractors New to Finance
If you want to start using consumer finance solutions for the first time or need personal support when offering finance, Square One is for you. Square One provides your customers with fixed interest rates and helping hand to you. The Square One representatives will help you decide what programs to offer and show you how to offer them.
- Lends up to $35,000
- $300 Minimum allows customers to finance repairs
- 6 & 12 Month Deferred interest options
- Convenient training via webinars and training website
- Dedicated Account Manager
- No monthly minimums
An exclusive HVAC leasing program.
For some customers, the cost to upgrade to a high efficiency project is too great making them reluctant to invest in the best solution. The HVAC Lease program is for those homeowners needing to upgrade their HVAC systems but have little upfront cash and may be reluctant to take on a large monthly payment or couldn’t qualify for typical unsecured lending.
- Residential & Commercial Leasing Available
- Amounts from $500 - $100,000
- No Income Verification
- Purchase option with $1 Buyout
- Credit Decisions in 2 minutes for transactions under $10,000
Approves up to 77% of deals others decline.
Full service program with flexible underwriting to give you more approvals on customers that other lenders decline. Competitive financing terms for buyers – perfect credit not required. Simple, paperless process.
- Unsecured installment and revolving loans up to $55,000
- Terms up to 120 months or payment factors as low as 1.5% of the amount financed
- Low fee APR buy-down options
- Approvals for A-D credit
- Paperless application and document signing options
- Split tickets considered
- No prepayment penalty
The following commercial financing options are also available to East Coast Metals dealers. Both of these great options can be used for your commercial customers or for your own business!
This program is ideal for commercial businesses who are looking to lease small and medium sized upgrades to their facility on a short-term of 5 years or less.
- Lease amounts starting as low as $5,000
- Terms up to 60 months (Extended terms available when credit dictates)
- Competitive interest rates with flexible re-payment options
- Simple credit application & fast credit turnaround
- No financial statements required for projects under $150,000
- Pre-funding & progress payment options available
- Customer does not need to own the property
- Approved Projects — HVAC, Solar, Geothermal, Wind, Lighting, Refrigeration, Energy Efficient Office Equipment, electrical and more.
This program is ideal for commercial businesses who are looking to finance commercial projects that are secured to the businesses property.
- Loans amounts from $25,000 to $5 Million+
- Loans can exceed $5 million based on property value and company financials
- Fixed interest rate of 6% APR (2.75% plus prime)
- Loan terms of 5, 10, 15 or 20 years
- Progress payments available
- Fixed 3% dealer fee on all commercial loans
- Credit decisions within 48 hours
- Simple online application process
- Loan is secured to the building
- Customers looking to make large upgrades to their facility
- Customers who want to take advantage of extended repayment terms to lower their monthly payments
- Loan amounts to $5,000,000+
- Extended repayment terms out to 20 years
- Fixed interest rate of 6% APR
- Progress payments available
- Customer must own the property
- Loan is secured to the building
- Fixed 3% dealer fee on all commercial loans
- Small and medium sized HVAC and lighting projects
- Customers who want the added tax benefits of a lease
- Lease amounts start as low as $5,000
- No financial statements required for projects under $150,000
- Leasing allows for accelerated depreciation tax savings
- Customer does not need to own the property
- Maximum term length is 60 months
- Interest rates are dependent on the customer's credit profile
It's Time to Close More Sales. Amana Brand Can Help. When you combine Amana brand's industry leading product warranties with consumer financing, it's easy for customers to say "YES!". By securing finance for your customer's purchase, you are eligible to receive money back.
- Amana is offering two great rebate opportunities for independent dealers.
- Finance Rebate Promo: Get 3% back when you finance your customer's high efficiency product(s) installation.
- QuickStart Bonus: Finance 5 customers' Amana brand installations and get $500. Click the QuickStart Bonus Claim for details.
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AMANA CONSUMER FINANCE BUY-DOWN PROGRAM
Please read the following Terms & Conditions in the PDF to continue.
I have read and understand the above terms of the Amana Brand Consumer Financing Program.
AMANA CONSUMER FINANCING $500 QUICKSTART BONUS
Please read the following Terms & Conditions in the PDF to continue.
I have read and understand the above terms of the Amana QuickStart Bonus Program
DAIKIN CONSUMER FINANCE BUY-DOWN PROGRAM
Daikin Fall 2016 Consumer Program – CONSUMER FINANCING**
This program is eligible for participating independent Daikin Comfort Pros in the U.S. ONLY with a signed dealer agreement.
- U.S. Homeowner must purchase equipment and execute a consumer financing contract with an EGIA lender between September 1, 2016 and December 31, 2016.
- Daikin Comfort Pro must install between September 1, 2016 and December 31, 2016.
- All consumer financing contracts must be funded by EGIA by January 15, 2017.
- All consumer financing buy down claims must be submitted to EGIA by January 31, 2017.
- To qualify for Daikin 3% financing buy down, the consumer financing contract must include:
- A DX20VC, DZ20VC, DX18TC, DZ18TC, DZ18VC, DX16TC, DZ16TC, DX16SA, DZ16SA Air Conditioner/Heat Pump OR
- A DM97MC, DC97MC, DM96MC, DC96MC Modulating Furnace OR
- A DM96VC, DC96VC Variable Speed Furnace OR
- A DVPTC, MBVC, DVPVC, DVPEC Variable Speed Air Handler OR
- A DP16GM, DP16HH, DP16HM, DP15CH, DP14DM Packaged Unit
- A DP15GM & DP15HM Packaged Unit while supplies last
- A Complete system is not required for an installation to qualify for Consumer Financing.
- Consumer financing buy down is fulfilled by a 3% rate rebate to the Daikin Comfort Pro for both installment loans and revolving account loans (Wells Fargo) and is not limited to specific plan numbers or lender. Example below:
- Example Amount Financed: $12,500
- Standard Dealer Discount Rate: 7.25% = $906.25 discount rate amount paid by dealer
- Daikin Discount Rate participation rebated to dealer: 3.0% = $375
- Net Promotional Dealer Discount Rate: 4.25% or $531.25 net amount paid by dealer
- Financing offers apply only to Daikin qualifying equipment ** financed under the EGIA program.
- Daikin Summer 2016 Consumer Financing Plan(s) are available in the U.S. through EGIA only.
- Daikin Comfort Pros with a signed dealer agreement must be approved and in good standing with EGIA prior to offering Daikin Financing Offers to Homeowners.
- All EGIA plans are subject to applicable origination fees and credit card processing fees.
- Homeowners are subject to credit approval by EGIA or their approved lenders.
- Finance contracts are subject to a $15,000 maximum retail sale amount.
- Sales amount used to calculate financing buy down rebate excludes taxes.
- Daikin Comfort Pro is "funded" by EGIA for each qualifying job, less appropriate EGIA discount cost plus any applicable credit card processing fee.
- Daikin Comfort Pro is responsible for submitting the 3% consumer financing rebate claim and all supporting paperwork to EGIA.
- Consumer Finance rebate claims will be entered online at www.egia.org/daikin by the Daikin Comfort Pro. EGIA or Daikin are not responsible for lost/missing paper work.
- All jobs submitted under the Daikin Fall 2016 program must be funded by January 15, 2017 and financing buy down claims submitted by January 31, 2017.
- Please contact EGIA at 888-691-0387 or via email at daikin@egia.org with questions on the dealer enrollment or rebate claims process.
I have read and understand the above terms of the Daikin 2016 Consumer Finance Buy-Down Program.
DAIKIN CONSUMER INSTANT REBATE PROGRAM
Daikin Fall 2016 Consumer Program Extension – INSTANT REBATE*
- U.S. Homeowner must purchase equipment between September 1, 2016 and December 31, 2016.
- Daikin Comfort Pro must install between September 1, 2016 and December 31, 2016.
- All consumer rebate claims must be submitted by January 15, 2017.
- To qualify for the Daikin Fall 2016 Instant Rebate, Homeowner purchase invoice must include:
- A DX20VC, DZ20VC, DX18TC, DZ18TC, DZ18VC, DX16TC, DZ16TC, DX16SA, DZ16SA OR
- A DM97MC, DC97MC, DM96MC, DC96MC Modulating Furnace OR
- A DM96VC, DC96VC Variable Speed Furnace OR
- A DP16GM, DP16HH, DP16HM, DP15CH, DP14DM Packaged Unit
- A DP15GM & DP15HM Packaged Unit while supplies last
- An additional rebate is available for a ComfortNet Control when installed with select qualifying systems/equipment
- See Consumer Rebate Matrix for full details.
- A system includes a qualified Daikin outdoor unit listed above & a Daikin or corporate indoor unit.
- A Daikin thermostat is not required, unless noted.
- Daikin Comfort Pro is responsible for 50% of each consumer instant rebate amount, but dealer will need to provide the full rebate to the homeowner at time of purchase. Daikin Comfort Pro will claim back 50% of the total rebate from Daikin post sale.
- E.g.: If a homeowner instant rebate is $1,200, Daikin Comfort Pro will receive a rebate from Daikin (via EGIA) for $600.
- Daikin agrees to reimburse the Daikin Comfort Pro, via payment from EGIA, for any claim that EGIA determines to be valid.
- Daikin Comfort Pro may not apply any Daikin marketing accrual funds for repayment of consumer rebates.
- Daikin Comfort Pros should not increase their invoice price by the price of the consumer instant rebate and all invoices should clearly denote the instant rebate provided.
- Dealer will file the rebate claim with EGIA, including all necessary documentation, at www.egia.org/daikin. Program portal will be available September 1, 2016.
- All claims must be submitted online by the dealer with appropriate back-up documentation.
- Rebate claims must be submitted before January 15, 2017 at the latest.
- EGIA can be contacted via phone at 888-691-0387 or via email at dealerrebates@egia.org with questions regarding claim submission or status on Daikin Consumer Instant Rebates.
- Daikin Comfort Pro must provide EGIA with ONE of the following for the online claim:
- A copy of their invoice including:
- Invoice number
- Serial and model numbers for all equipment purchased
- Homeowner name and address
- Date of installation
- Rebate given to homeowner
- Daikin Comfort Pro name and dealer number (local distributor number)
- A copy of the Daikin product registration confirmation
- If homeowner invoice does not include equipment serial numbers, Daikin Comfort Pro must provide a copy of warranty registration number with serial numbers.
- Allow 4-6 weeks for rebate processing and receipt of rebate check.
Daikin Fall 2016 Consumer Rebate Matrix ***
| U.S. SYSTEM OFFERS | ||||
| REBATE | NAME | OUTDOOR | QUALIFYING INDOOR | CONTROL |
| $1,200 | 20 SEER SYSTEM* | DX20VC, DZ20VC | DM97MC, DC97MC, DM96MC, DC96MC, DM96VE, DC96VE, DM96VC, DC96VC DM96HE, DC96HE, DM80VC, DC80VC, DM80HE, DV-PVC, DV-PTC, DV-PEC, MBVC |
CTK04 |
| $1,000 | 18 SEER SYSTEM* | DX18TC, DZ18TC, DZ18VC | DM97MC, DC97MC, DM96MC, DC96MC, DM96VE, DC96VE, DM96VC, DC96VC DM96HE, DC96HE, DM80VC, DC80VC, DM80HE, DV-PVC, DV-PTC, DV-PEC, MBVC |
CTK01, CTK02, CTK03, CTK04 |
| $750 | 18 SEER SYSTEM* | DX18TC, DZ18TC | DM97MC, DC97MC, DM96MC, DC96MC, DM96VE, DC96VE, DM96VC, DC96VC DM96HE, DC96HE, DM80VC, DC80VC, DM80HE, DV-PVC, DV-PTC, DV-PEC, MBVC |
N/A |
| $700 | 16 SEER 2-STAGE SYSTEM* | DX16TC, DZ16TC | DM97MC, DC97MC, DM96MC, DC96MC, DM96VE, DC96VE, DM96VC, DC96VC DM96HE, DC96HE, DM80VC, DC80VC, DM80HE, DV-PVC, DV-PTC, DV-PEC, MBVC |
CTK01, CTK02, CTK03, CTK04 |
| $500 | 16 SEER 2-STAGE SYSTEM* | DX16TC, DZ16TC | DM97MC, DC97MC, DM96MC, DC96MC, DM96VE, DC96VE, DM96VC, DC96VC DM96HE, DC96HE, DM80VC, DC80VC, DM80HE, DV-PVC, DV-PTC, DV-PEC, MBVC |
N/A |
| $100 | 16 SEER System SS* | DX16SA, DZ16SA | DM97MC, DC97MC, DM96MC, DC96MC, DM96VE, DC96VE, DM96VC, DC96VC DM96HE, DC96HE, DM80VC, DC80VC, DM80HE, DV-PVC, DV-PTC, DV-PEC, MBVC |
N/A |
| * System must include both an eligible outdoor unit AND an eligible indoor unit to qualify for a System Rebate | ||||
| FURNACE ONLY | |||
| REBATE | NAME | INDOOR | CONTROL |
| $400 | Modulating Furnace Only** | DM97MC, DC97MC | CTK01, CTK02, CTK03, CTK04 |
| $250 | Modulating Furnace Only** | DM97MC, DC97MC | N/A |
| $100 | VS 96% Furnace Only** | DM96VC, DC96VC | N/A |
| ** Furnace Only rebates cannot be combined with System Rebates | |||
| PACKAGED UNITS ONLY | ||
| REBATE | NAME | PACKAGED UNIT |
| $500 | 16 SEER Packaged | DP16GM , DP16HH, DP16HM |
| $500 | 15 SEER Packaged (while supplies last) |
DP15GM, DP15HM, DP15CH |
| $500 | Dual Fuel Packaged | DP14DM |