Residential Solar Financing for SunEarth Dealers

In today's marketplace, more and more homeowners are turning to financing as a method for paying for their solar installations. That is why we are proud to present the following industry leading financing programs that are designed to help you increase your sales and make it easier than ever before for your customers to afford their new installations.



Flex Loan Program

Access multiple programs with one call including installment payments, same-as-cash options, no equity 2nd mortgages as well as programs for credit challenged customers. No proof of income is needed on unsecured loans under $15,000. This is a great option for contractors who need a variety of solutions in one place.

Program Highlights

  • Finance up to $65,000 with bundled same-as-cash & installment "Split Loans"
  • Terms out to 20 years
  • Fixed APR's as low as 2.99%
  • Numerous no interest & no payment options
  • Close in home in minutes
  • Secured "Second-Look" options available

Enrollment Criteria

  • $32,000 in Net Worth
  • 5 Years of Work History
  • Satisfactory Credit for Business & Owners
  • Satisfactory Trade References
  • Licensing & Insurance Required by Law

Installment+ Loan Program

This program features a revolutionary paperless application process and allows contractors to offer low monthly payments, no interest / no payment programs, special promotions designed to carry rebates or tax credits, and more.

Program Highlights

  • Unsecured installment loans to $55,000
  • Fixed APR promotions from 0% to 11.99%
  • Numerous no interest & no monthly payment options
  • Close in home in minutes
  • Paperless application process

Enrollment Criteria

  • Current EGIA Member
  • Satisfactory Credit for Business & Owners
  • Satisfactory Better Business Bureau Rating
  • Licensing & Insurance Required by Law
Commercial Options

GEOSmart Commercial Financing Program

This program is ideal for commercial businesses who are looking to finance larger comprehensive upgrades to their facility. Contractors can offer this program to their commercial customers or use it to finance their own property improvements.

Note: The customer must own the commercial property in order to utilize this program.

  • Loans amounts from $25,000 to $5 Million+
  • Loans can exceed $5 million based on property value and company financials
  • Fixed interest rate of 6% APR (2.75% plus prime)
  • Loan terms of 5,10, 15 or 20 years
  • Progress payments available
  • Fixed 3% dealer fee on all commercial loans
  • Credit decisions within 48 hours
  • Simple online application process
  • Loan is secured to the building

GEOSmart Commercial Leasing Program

This program is ideal for commercial businesses who are looking to lease small and medium sized upgrades to their facility on a short-term of 5 years or less. Contractors can offer this program to their commercial customers or use it for their own property improvements and business expansion.

  • Lease amounts starting as low as $5,000
  • Terms up to 60 months
  • Competitive interest rates
  • Simple credit application & fast credit turnaround
  • No financial statements required for projects under $150,000
  • Pre-funding & progress payment options available
  • Customer does not need to own the property
  • Approved Projects —HVAC, Solar, Geothermal, Wind, Lighting, Refrigeration, Energy Efficient Office Equipment and more.