EGIA has been providing industry leading Energy Efficiency, Home Performance with ENERGY STAR and Renewable Energy financing since 2001. Over the past 4 years alone through its GEOSmart Sustainable Financing Solutions® loan program, EGIA has facilitated financing of over 40,000 projects totaling over $500 million in residential and business upgrades.

EGIA currently administers financing programs for over 25 leading utility companies and state agencies, nationwide. Financing options include full program administration by EGIA on behalf of our utility partners, leveraging utility energy efficiency funds to buy-down the interest rate to below market levels or utility sponsored programs that offer customers a choice between cash back incentives or low interest financing. In other cases, at no cost to the utility, sponsors simply inform customers that the GEOSmart loan program is available and direct them to EGIA GEOSmart Authorized Contractors as a way of augmenting their rebate and customer energy efficiency educational programs.

In addition to administering utility/state funded programs, EGIA sponsors its own national contractor financing program delivering direct financing through over 2,500 home improvement, renewable energy and home performance contractors, manufacturers and distributors. EGIA’s nationally recognized financing program has been endorsed by respected organizations such as the Building Performance Institute (BPI), California Building Performance Contractors Association (CBPCA), California Solar Energy Industries Association (CAL SEIA), Wyoming Energy Council and others and is currently used by many of their affiliated contractors.

To support utility, municipal and state program sponsors and assure program success, EGIA provides in depth contractor training on how to sell financing and has developed all the necessary contractor sales tools and collateral materials for both the GEOSmart Unsecured Residential Financing and GEOSmart Commercial Financing. Currently all EGIA program delivery processes are developed and proven with an extensive database management system and program reporting structure in place to track program metrics, program costs and energy savings measures. As a result, EGIA can have a tailored and sponsor branded financing solution up and operational within weeks, that provides unsecured residential financing covering 100% of the installed cost for qualified projects.


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