
Unsecured Revolving FinancingThis program is ideal for dealers that want a one-call close, are comfortable with loan paperwork and want to sell a competitive interest rate and an affordable monthly payment. Program Highlights- Fixed APR'S From 0% Available
- Unsecured Loan Amounts To $25,000
- Low Monthly Payment Options
- Instant In-Home Approvals
- Direct Deposit Funding
- National GEOSmart Pricing On All Promotional Programs
- Branded GEOSmart Credit Applications With Energy Efficiency Message
| Enrollment Criteria- Current EGIA Member
- $32,000 in Net Worth
- 5 Years of Work History
- Satisfactory Credit for Business & Owners
- Satisfactory Trade References
- Licensing & Insurance Required by Law
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Unsecured No Interest / No Payment (SAC) FinancingThis program is ideal for contractors that like the idea of the bank handling the application process and loan paperwork and is a perfect solution for customers looking to pay off the Same-As-Cash balance with available rebates, tax credits or other funds. Program Highlights- Loans from $1,000 to $45,000
- 3, 6, 12, & 18 month No Payment / Same-As-Cash options available
- Paperless application
- Close in home in minutes
- Funding within 24 to 48 hours
| Enrollment Criteria- Current EGIA Member
- 2 Years In Business
- Net Worth of at Least $50,000
- Satisfactory Credit For Business And Owners
- Satisfactory Trade References
- Licensing & Insurance As Required By Law
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Secured FHA Installment Financing (PowerSaver)This secured financing program is ideal for customers looking to fund comprehensive energy efficiency upgrades and renewable energy improvements and for homeowners looking for the lowest possible monthly payments. Program Highlights- Below market interest rates
- Loans amounts from $7,500 to $25,000
- 15 and 20 year terms
- Minimum Credit Score 660 FICO
- FHA/HUD backed financing program
- LTV/CLTV up to 100% of property value
- No cost to contractors
| Enrollment Criteria- Current EGIA Member
- 3 Years In Business
- Annual Sales Of 200k+ Per Year
- Satisfactory Credit For Business And Owners
- Satisfactory Trade References
- Licensing & Insurance As Required By Law
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